With us your mortgage is protected no matter what happens
Mortgage protection is term life insurance that adjusts as your needs change—so you can cover mortgage payments and protect your family and home. Get coverage for: illness | disability | death.
The upside of coverage scaling
Increase when life grows, decrease as the mortgage drops—fast, flexible, and designed to save over time.
What got you looking into Mortgage Protection?
- ✔ Just bought a new home — lock in protection so your family can stay in it, no matter what.
- ✔ Refinanced your mortgage — right-size coverage to the new balance and avoid overpaying.
- ✔ Second mortgage or HELOC — scale protection to include new obligations and safeguard equity.
- ✔ Policy expired — replace lapsed coverage quickly with flexible Illinois-ready terms.
- ✔ Just shopping — compare right-sized options in minutes, no pressure.
- ✔ Whatever the case, Franco Financials is here to help you choose a starting amount and adjust over time.
Up to $8 Million Coverage — No Medical Exams on many options — Rates as low as $20/mo*
Find the best policy for your needs at the best price — we’ll beat any comparable written quote you have (subject to underwriting & product availability) 😉
*“As low as” pricing depends on age, health, tobacco use, coverage amount and term. Final eligibility & rates determined by underwriting.
Choose your coverage, keep costs efficient
- Pick your term & amount (e.g., $5,000 to $100,000+; higher coverage available)
- Simple application; many options require no medical exam
- No waiting period after issue & first payment
- Manage online: decrease anytime; request increases when life grows
- Benefits generally paid income-tax free under current federal law
- Great supplement to employer life or existing policies
- Free-look period — review and cancel within the window for a refund
Franco Financials values — steady since 2020
- ✔ Put families first — protect the home and the people in it
- ✔ Keep coverage right-sized as life changes
- ✔ Transparent pricing and simple explanations
- ✔ Local focus on Illinois & Chicagoland
We place business with highly rated carriers based on independent financial-strength evaluations. We can display specific carrier ratings on request.
Serving Chicagoland & all of Illinois
Cook • DuPage • Will • Kane • Lake • Kendall • McHenry — and many more. Click to view a complete, searchable city list.